Manage your Individual taxes

Find every eligible tax strategy, optimize your 1040, and manage the full tax cycle, from planning and payments through filing, from one AI-powered platform.

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Save more taxes

Review deductions, credits, and planning opportunities so you can lower what you owe before you file.

Estimate tax payments

Model quarterly payments from your actual income picture so you pay the IRS on time without overpaying.

Track deadlines

Stay ahead of extensions, due dates, and required tasks with one place to manage the full personal tax calendar.

Monitor IRS status

Keep tabs on IRS notices, filing status, and follow-up tasks so nothing gets missed once your return is in motion.

File federal returns

Carry planning straight into your 1040 and file federal returns confidently with e-file or print options.

File state returns

Move from planning to state filing in one workflow, keeping returns aligned across jurisdictions, with e-file or print.

Taxes should always be this easy

Analyze your prior year's Individual tax return

Everyone's tax situation is different. Get personal recommendations based on your prior return, whether that is retirement, investing, quarterly payments, or smarter ways to file your 1040.

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Choose tax strategies that work for you

Pick from dozens of tax strategies built for Individuals. They are created by experts who have combed through the tax code for real opportunities you can use.

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Instead helps you pay less tax every year

Automated tracking, documentation, and calculations keep your planning, payments, and filing connected so you pay what you owe without leaving savings behind.

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Explore the full Instead platform

From research to filing, every tool you need to manage taxes across all your entities — in one place.

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Tax Documents

Centralize tax returns, financial records, and supporting docs — searchable and AI-accessible.

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Tax Research

Get instant, AI-powered answers to complex tax questions — sourced from IRS code, regs, and case law.

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Tax Payments

Track, schedule, and manage federal and state tax payments — with built-in deadline alerts.

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Tax Workflows

Automate multi-step tax processes with guided workflows tailored to every entity type.

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Tax Estimates

Generate accurate quarterly estimates with AI that factors in real-time income and deduction changes.

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Action Items

Stay on top of every tax deadline and task — with smart prioritization and automated reminders.

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E-Filing

File federal and state returns electronically — with built-in validation to catch errors before submission.

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Activity

See every change, comment, and update across your tax practice — in one real-time feed.

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Tax Memos

Draft AI-assisted tax memos grounded in IRS code — ready for review, collaboration, and filing.

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Save

Analyze returns across all your entities, select expert-built tax strategies, and save thousands to millions annually.

Reports

Turn complex tax data into actionable intelligence — with audit-ready documentation for every strategy.

Ready to get started?

Do it yourself, work with your accountant

Get onboarded and find savings in minutes

Integrated knowledge base every step of the way

Invite your tax professional to join Instead Pro

Automated tasks and reminders to meet deadlines

Access to customer support to help you realize savings

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Work with a tax advisor

Find a tax professional to find you tax strategies

Find someone near you or nationwide

Tax advice, strategy, planning, and implementation

Focus on single or multiple industries

Offering tax and a range of financial services

Find a tax advisor

IRS-approved tax filing is here

Instead is the first company in decades to receive full IRS e-file approvals across all core entity types, including the 1040, with filing coverage across federal, state, and local jurisdictions.

From estimated payments and extensions through filing, one tax agent keeps the whole process connected.

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A low price to solve your biggest financial expense

Taxes are your #1 expense. More than rent, mortgage, a car, education, a wedding, or healthcare. For just $16/month, you can make smarter tax decisions and grow your net worth over time.

Learn more about pricing

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